Revenue based funding gives your business capital today in exchange for a fixed share of future revenue. No equity given up. No collateral pledged. No fixed payment that ignores a slow month.
Takes a few minutes. No obligation to accept an offer.
Move the slider to your approximate average monthly revenue. This is a simplified illustration, not a quote or pre-qualification.
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Figures are a simplified, non-binding illustration only — not a quote, offer, or pre-qualification. Actual amounts, percentages, and terms are determined by the funding provider based on full underwriting.
Three moving parts — capital, a revenue share, and a repayment cap — replace the fixed monthly payment of a conventional loan.
A funding provider advances a lump sum based primarily on your business's revenue history, not on collateral or a personal guarantee against hard assets.
Instead of a fixed installment, you remit an agreed percentage of monthly revenue. Strong months mean faster repayment; slower months mean a smaller payment.
The arrangement typically ends once a pre-agreed total repayment amount is reached — often expressed as a multiple of the original advance.
| Factor | Revenue Based Funding | Traditional Bank Loan |
|---|---|---|
| Ownership impact | ✓ None — non-dilutive | None (unless SBA equity terms apply) |
| Collateral typically required | ✓ Often not required | Frequently required |
| Payment structure | ✓ Scales with revenue | Fixed, regardless of revenue |
| Approval basis | ✓ Revenue history | Credit score, collateral, time in business |
| Typical speed to funding | ✓ Often faster | Can take weeks to months |
Businesses with steady or seasonal revenue that don't want to pledge real estate or equipment.
Owners who want to keep 100% equity and full decision-making control.
Companies that need capital faster than a traditional bank underwriting timeline allows.
Businesses whose revenue fluctuates month to month and want repayment that flexes with it.
Owners who've been turned down by a bank due to limited collateral, not limited revenue.
Businesses looking to fund inventory, equipment, marketing, or working capital gaps.
Revenue based funding is a way for a business to receive an upfront amount of capital in exchange for a fixed percentage of its future monthly revenue, rather than in exchange for equity or a fixed loan payment. Payments rise and fall with the business's actual sales.
It works differently from a conventional term loan. Instead of a fixed monthly payment regardless of performance, repayment is tied to a percentage of revenue, so payments are typically lower in slower months and higher in stronger months, until the agreed repayment amount is reached.
No. Revenue based funding is non-dilutive, meaning the business owner keeps full ownership and control. There is no equity stake or board seat involved.
Most revenue based funding options do not require traditional collateral such as real estate or equipment. Approval is typically based on the business's revenue history rather than assets pledged against the funding.
Timelines vary by provider and by how quickly documentation is submitted, but revenue based funding is generally faster to arrange than traditional bank financing since it relies on revenue history rather than a lengthy collateral and asset review process.
No cost to check. No obligation to accept. A few minutes to find out what's available.
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